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You can apply for an existing customer's product transfer 4 months in advance of the ERC end date. We pay a 0.2% procuration fee on eligible product transfers. The process is simple:
Check which product your client is eligible for at the bottom of this page.
Download and complete the information release form.
Send the completed form back to us via email: product.switch@newbury.co.uk.
Finally, the client will receive a signed offer from our Underwriting team. Please ask your client to sign and send this back to our underwriters, which will lock in the rate.
Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
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3 year discount 75% LTV | 4.49%discounted | 5.8% | £850 Purchase £850 Remortgage | 75% |
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3 year discount 85% LTV | 5.19%discounted | 6.2% | £850 Purchase £850 Remortgage | 85% |
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3 year discount 90% LTV | 5.39%discounted | 6.2% | £850 Purchase £850 Remortgage | 90% |
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Buy to Let 3 year discount 75% LTV | 4.85%discounted | 6.3% | £950 Purchase £950 Remortgage | 75% |
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Buy to Let 5 year discount 75% LTV | 4.85%discounted | 6.1% | £950 Purchase £950 Remortgage | 75% |
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Buy to Let fixed rate until 29 January 2030 75% LTV | 5.24%fixed | 6.2% | £950 Purchase £950 Remortgage | 75% |
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Existing Borrowers 3 year discount 75% LTV | 4.39%discounted | 5.8% | £850 Purchase N/A Remortgage | 75% |
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Existing Borrowers Fixed rate until 27 February 2028 75% LTV | 4.54%fixed | 5.9% | £850 Purchase N/A Remortgage | 75% |
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Existing Borrower Shared Ownership 3 year discount 95% LTV | 4.79%discounted | 6.3% | £0 Purchase N/A Remortgage | 95% |
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Existing Borrower Shared Ownership fixed rate until 29 January 2028 85% LTV | 4.89%fixed | 6.4% | £0 Purchase N/A Remortgage | 85% |
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Existing Borrower Shared Ownership fixed rate until 29 January 2028 95% LTV | 5.19%fixed | 6.4% | £0 Purchase N/A Remortgage | 95% |
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Existing Borrower Transfer 3 year discount 75% LTV (minimum loan amount £10,000) | 5.60%discounted | 6.3% | £0 Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Buy to Let 3 year discount 75% LTV | 6.10%discounted | 6.7% | £0 Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Help to Buy 3 year discount 75% LTV | 4.39%discounted | 5.8% | £0 Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Help to Buy fixed rate until 27 February 2028 75% LTV | 4.54%fixed | 5.9% | N/A Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV | 5.60%discounted | 6.5% | £0 Purchase N/A Remortgage | 75% |
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First Homes 3 year discount 65% LTV | 4.49%discounted | 5.8% | £850 Purchase £850 Remortgage | 65% |
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First Homes Fixed rate until 27 February 2028 65% LTV | 4.64%fixed | 5.9% | £850 Purchase £850 Remortgage | 65% |
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Fixed rate until 27 February 2028 75% LTV | 4.64%fixed | 5.9% | £850 Purchase £850 Remortgage | 75% |
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Fixed rate until 27 February 2028 85% LTV | 5.29%fixed | 6.2% | £850 Purchase £850 Remortgage | 85% |
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Fixed rate until 27 February 2028 90% LTV | 5.49%fixed | 6.3% | £850 Purchase £850 Remortgage | 90% |
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Fixed rate until 27 February 2030 75% LTV | 4.39%fixed | 5.3% | £850 Purchase £850 Remortgage | 75% |
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Further Advance 3 year discount 75% LTV | 5.60%discounted | 6.3% | £120 Further Advance N/A Purchase or Remortgage | 75% |
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GoGreen Buy to Let Further Advance 3 year discount 75% LTV | 4.60%discounted | 6.0% | £0 Further Advance N/A Purchase or Remortgage | 75% |
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GoGreen Further Advance 3 year discount 75% LTV | 4.04%discounted | 5.4% | £0 Further Advance N/A Purchase or Remortgage | 75% |
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GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV | 4.60%discounted | 6.0% | £0 Further Advance N/A Purchase or Remortgage | 75% |
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Holiday Let 3 Year Discount | 5.15%discounted | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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Limited Company Buy to Let 75% LTV | 5.10%discounted | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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Limited Company Holiday Let 3 Year Discount | 5.35%discounted | 6.5% | £1500 Purchase £1500 Remortgage | 75% |
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Shared Ownership fixed rate until 29 January 2028 85% LTV | 4.99%fixed | 6.4% | £0 Purchase £0 Remortgage | 85% |
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Shared Ownership fixed rate until 29 January 2028 95% LTV | 5.29%fixed | 6.5% | £0 Purchase £0 Remortgage | 95% |
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Shared Ownership fixed rate until 29 January 2030 95% LTV | 4.99%fixed | 6.2% | £0 Purchase £0 Remortgage | 95% |
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Shared Ownership fixed rate until 29 March 2027 85% LTV | 4.99%fixed | 6.5% | £0 Purchase £0 Remortgage | 85% |
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Shared Ownership fixed rate until 29 March 2027 95% LTV | 5.19%fixed | 6.6% | £0 Purchase £0 Remortgage | 95% |
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You can check the Financial Services register on the FCA's website.